Credit Counselling


Credit Counselling (Header)

Some of the reasons why you should go for credit counselling are:

  • It will help you develop a personal budget
  • It will help you manage bills dutifully
  • It will help reduce what you have to pay monthly
  • It will help you get an affordable and a convenient repayment plan

How Does Credit Counselling Program Work?

This program helps you (debtors) to restructure your credit through a sensible repayment plan. Credit counselling program allows you to get smart money management guidelines and free educational materials. What credit counselling is all about will be well explained to you in the program. The program employs the following steps to operate.

  • Firstly, a succinct analysis of your earnings (income) will be made by your counsellor – he will check to see if you are through the worst financial phase or not.
  • Your counsellor will share ideas and clues to budget and money management with you.
  • Your creditors will be contacted and a payment plan based on your financial status will be reviewed with them.
  • You will be told about the errors that have ruined your credit – giving you clues on how to fix these mistakes.
  • The counsellor will keep guarding you until you are able to get back on your feet (that is start up a new financial life).

Ways You Can Benefit From Credit Counselling Agency

  • You will be able to tell if your expenses are more than your income
  • You will gain access to free educational materials
  • You will receive clues on how to pay back your debtors
  • You will receive a customized money management plan that will meet your objectives
  • You will receive advice on how to resolve financial issues
  • You will learn to manage your finances like an expert
  • You will be able to pay your creditors back with an easy plan
  • You will learn how to reduce interest rates placed on your loans

Why Should You Get Credit Counseling Services?

You can get a credit counselling services to:

  • be able to better manage your debts
  • be able to decide if you should file bankruptcy or not
  • know how to prevent foreclosure
  • enhance and broaden your knowledge in finance
  • learn how to slowly but steadily repair your credit
  • learn how to plan your budget